United States Calculators
Calculators for take-home pay, property taxes, and more — for every US state. Find out exactly what you'll keep after federal and state taxes.
Available United States Calculators
31 active toolsCalifornia Paycheck Calculator
California imposes some of the most progressive individual income tax rates in the United States, alongside mandatory State Disability Insurance (SDI) with uncapped wage thresholds. This calculator determines your exact net take-home pay by factoring in 2026 IRS federal brackets, California Franchise Tax Board (FTB) tax schedules, FICA withholdings, and voluntary pre-tax contributions.
Texas Paycheck Calculator
Texas is one of nine U.S. states with no individual personal income tax, constitutionally enshrined in Article VIII, Section 24-a of the Texas Constitution. While Texas workers pay zero state income tax and zero state disability insurance (SDI) withholding, their paychecks are subject to federal income tax withholding under IRS 2026 brackets and mandatory federal FICA payroll taxes (Social Security and Medicare). Use this calculator to determine your precise net pay and see your take-home advantage compared to high-tax states.
Florida Paycheck Calculator
Florida is one of the premier zero-income-tax states in the nation, with Article VII, Section 5(a) of the Florida Constitution guaranteeing that no individual state personal income tax can be levied on residents. While Florida employees owe $0.00 in state income tax and pay zero mandatory state disability insurance (SDI), their paychecks remain subject to federal income tax withholding under IRS 2026 tax schedules and mandatory FICA payroll contributions. Use this tool to calculate your exact take-home pay and see the Sunshine State relocation tax advantage compared to high-tax states like New York and California.
New York Paycheck Calculator
New York is one of the highest-taxed states in the United States, layering New York State progressive income tax (4.0%–8.82%) on top of mandatory federal withholding. Residents of New York City face an additional local resident income tax (3.078%–3.876%) levied under NYC Administrative Code §11-1706. This calculator applies official 2026 IRS brackets, NYS Department of Taxation and Finance withholding schedules, and NY Workers' Compensation Board 2026 Paid Family Leave rates to compute your exact take-home pay.
California Overtime Calculator
California has the strictest overtime law in the United States, mandating daily overtime rather than just weekly. Under California Labor Code § 510, any employee who works more than 8 hours in a single workday, more than 40 hours in a workweek, or on the 7th consecutive day of a workweek is entitled to overtime pay. This calculator applies all three triggers — daily OT at 1.5×, daily double-time after 12 hours, and the unique 7th-day rule.
Texas Overtime Calculator
Texas has no state overtime law and relies entirely on the federal Fair Labor Standards Act (FLSA) for overtime requirements. Under FLSA, non-exempt employees who work more than 40 hours in a workweek must receive at least 1.5× their regular rate of pay for all overtime hours. Unlike California, Texas has no daily overtime rule — only the 40-hour weekly threshold applies. This calculator also supports two-rate weeks using the FLSA weighted average method (29 CFR § 778.115).
New York Overtime Calculator
New York follows the FLSA 40-hour weekly overtime rule but adds important local protections: NYC has a higher minimum wage ($16.50/hr for large employers in 2026), and NYC residents pay an additional local income tax of up to 3.876%. This calculator computes overtime pay correctly for both NYC residents and statewide NY workers, and includes an estimate of NY state income tax and NYC local tax.
US Federal & State Income Tax Calculator
The United States tax system integrates progressive federal income tax schedules administered by the Internal Revenue Service (IRS), mandatory payroll contributions under the Federal Insurance Contributions Act (FICA), and state-level income taxes spanning progressive brackets, flat taxes, or zero-income-tax frameworks. This calculator projects your precise federal and state tax burden for the 2026 tax year, identifying your effective tax rate, marginal bracket tier, pre-tax savings impacts, and net annual take-home pay.
US Sales Tax Calculator
Sales tax in the United States is levied at state, county, municipal, and special transit district levels, creating combined sales tax rates ranging from 0% in states like Oregon and Delaware to over 10% in major metropolitan areas such as Chicago, Seattle, and Los Angeles. This calculator determines the precise breakdown of state and local sales taxes on any transaction, supports forward calculations (adding tax to price) and reverse calculations (extracting sales tax from a gross receipt), and accounts for statutory exemptions on groceries, prescription medicines, and apparel.
US Capital Gains Tax Calculator
Profits from the sale of capital assets — including stocks, bonds, mutual funds, cryptocurrency, real estate, and private business equity — are subject to federal and state capital gains taxes. The tax rate depends critically on holding period: assets held for one year or less trigger short-term capital gains taxed at ordinary income rates (up to 37%), whereas assets held for more than one year qualify for preferential long-term capital gains brackets (0%, 15%, or 20%). In addition, high earners are subject to the 3.8% Net Investment Income Tax (NIIT) and applicable state capital gains taxes. This calculator provides an exact calculation of your taxable capital gain, statutory federal tiers, surtaxes, and net in-pocket proceeds.
California Sales Tax Calculator
California imposes a 7.25% statewide base sales and use tax rate, comprising a 6.00% state rate plus mandatory 1.25% local county and city operational funds under the Bradley-Burns Uniform Local Sales and Use Tax Law. On top of this base, local voters in individual cities, counties, and transit authorities have approved district taxes that push combined rates as high as 10.25% in cities like Long Beach, Los Angeles, and South Gate. This calculator calculates exact California sales taxes and item exemptions.
Texas Sales Tax Calculator
Texas levies a 6.25% state sales and use tax rate under Texas Tax Code Title 2. Local taxing jurisdictions — including cities, counties, special purpose districts, and transit authorities — may impose additional local sales and use taxes up to a statutory cap of 2.00%, resulting in a maximum combined sales tax rate of 8.25% throughout the Lone Star State. This calculator computes exact Texas sales tax breakdowns, forward and reverse receipt calculations, and tax exemptions.
Washington Capital Gains Tax Calculator
Washington State enacted a 7% excise tax on long-term capital gains under RCW 82.87, which took effect for gains realized on or after January 1, 2022 and was upheld by the Washington Supreme Court in 2023. The tax applies strictly to long-term capital gains from the sale of financial assets like stocks, bonds, crypto, and business equity exceeding a statutory standard deduction ($262,000 for 2026). Real estate, retirement accounts, and small family businesses are statutorily exempt. This calculator computes your exact Washington excise tax alongside federal capital gains brackets.
US Self-Employment Tax Calculator
Self-employed individuals, independent contractors, freelancers, and sole proprietors pay federal self-employment tax under the Self-Employment Contributions Act (SECA, IRC §1401). Unlike W-2 employees where the employer pays half of FICA taxes, self-employed taxpayers are responsible for both the employer and employee portions — totaling 15.3% (12.4% Social Security and 2.9% Medicare). However, the tax code provides critical relief: only 92.35% of net profit is subject to SE tax, Social Security is capped at $184,500 for 2026, and exactly half of your SE tax is deductible above-the-line on Form 1040 Schedule 1. This calculator computes your exact Schedule SE tax, quarterly estimated payment obligations (1040-ES), and federal income tax savings.
US Tax Withholding Calculator
Federal income tax withholding from your paycheck is governed by IRS Publication 15-T and employee withholding certificates on IRS Form W-4. The redesigned W-4 eliminated confusing 'allowances' in favor of a five-step transparency framework that accounts for multiple jobs, working spouses, dependent credits, non-wage income, and itemized deductions. Getting your withholding right ensures you avoid unpleasant tax bills or IRS underpayment penalties (IRC §6654) without giving the government an interest-free loan through excessive refunds. This calculator simulates the percentage method used by employer payroll software to project your exact per-paycheck withholding, annual tax liability, and line-by-line W-4 adjustments.
US Tax Refund Calculator
Whether you anticipate a substantial federal tax refund or want to know if you'll owe the IRS in April, estimating your tax return before filing allows you to optimize deductions and plan your finances with confidence. A tax refund is not free bonus money — it is the return of your own overpaid income taxes that were withheld from your paychecks throughout the calendar year or remitted via quarterly estimated vouchers. This calculator models the full architecture of IRS Form 1040: starting from gross compensation, applying above-the-line adjustments to determine AGI, applying 2026 standard deductions ($16,100 Single / $32,200 MFJ), calculating progressive tax across statutory brackets (10% to 37%), applying refundable and non-refundable tax credits (such as the $2,000 Child Tax Credit), and reconciling your final tax liability against total pre-paid withholdings.
US Overtime Calculator
Under the federal Fair Labor Standards Act (FLSA), covered non-exempt employees must receive overtime compensation at a rate not less than one and one-half times their statutory regular rate of pay for all hours worked over 40 in a workweek. Several states—including California, Colorado, Alaska, and Nevada—enforce stricter daily overtime thresholds and double-time requirements. This calculator accurately computes gross overtime wages across all 50 states, factoring in non-discretionary bonuses, dual pay rates, and estimated payroll tax withholdings.
US Minimum Wage Calculator
Under the Fair Labor Standards Act (FLSA), the federal minimum wage stands at $7.25 per hour. However, under the FLSA Supremacy Clause (29 U.S.C. § 218(a)), employers are legally mandated to pay the highest wage standard applicable between federal, state, and municipal statutes. Over 30 US states and dozens of municipalities enforce significantly higher wage baselines for 2026—ranging from $14.00 to $17.50+ per hour. This calculator benchmarks your earnings across all 50 states and DC, audits legal compliance, computes tipped employee credits, and calculates overtime minimum wages.
US PTO Calculator
Paid Time Off (PTO) policies bundle vacation, personal days, and sick leave into a single banked accrual system. While the federal Fair Labor Standards Act (FLSA) does not mandate paid leave, over 18 US states enforce statutory paid sick time accrual, and competitive employers provide 10 to 25 days of accrued PTO annually. This calculator projects your precise PTO accumulation rate per pay period, determines total annual days earned, calculates the monetary cash value of your banked time, and alerts you to potential forfeited hours under company rollover caps.
US Vacation Pay Calculator
Whether you are planning paid time off or leaving a job, calculating your exact vacation pay requires understanding both state wage payment statutes and IRS supplemental tax withholding regulations. In states like California, Colorado, and Illinois, accrued vacation is legally classified as earned wages that can never be forfeited and must be paid out in full upon job separation. This calculator computes your gross vacation pay, evaluates state-specific separation payout mandates, and estimates your net take-home vacation check after IRS supplemental withholding (22% flat) and FICA taxes.
US DMV Fee Calculator
Calculating the total out-of-pocket cost at the Department of Motor Vehicles (DMV) involves multiple distinct statutory charges established by state legislatures and county boards. When purchasing, registering, or transferring a vehicle, motorists must pay statutory certificate of title fees, base annual registration charges, license plate issuance costs, county transportation district surcharges, and in many states, value-based vehicle license fees (ad valorem taxes) or electric vehicle road maintenance fees. This calculator projects your complete out-of-pocket DMV expenses across all 50 states for dealer purchases, private party sales, out-of-state transfers, and annual tag renewals.
US Vehicle Registration Fee Calculator
Vehicle registration fees vary dramatically across the United States depending on your state's statutory revenue model. States generally use one of three primary frameworks: flat-rate schedules (e.g., Texas, Pennsylvania, Illinois), weight-based tiers (e.g., Florida, New York), or ad valorem personal property tax systems linked to vehicle valuation and depreciation (e.g., California, Arizona, Colorado, Michigan). Furthermore, over 33 states now charge specialized clean energy road use surcharges ($50–$225) on electric and hybrid vehicles. This calculator computes your exact annual or biennial registration renewal costs across all 50 US states.
US Car Sales Tax Calculator
Motor vehicle sales tax is one of the largest single transaction costs when purchasing an automobile. Across the United States, vehicle sales taxes range from 0% in five states (Alaska, Delaware, Montana, New Hampshire, Oregon) to over 9%–10% in combined state and municipal jurisdictions like California, Washington, and New York. Crucially, in 42+ states, the value of your trade-in vehicle reduces your taxable purchase price dollar-for-dollar, while in California, trade-ins provide zero sales tax deduction. This calculator accurately computes state and county motor vehicle sales taxes, models trade-in tax credits, incorporates dealer documentation fees, and projects your total out-the-door purchase balance.
US Title Transfer Fee Calculator
Transferring a vehicle title is the mandatory legal process of recording a change in motor vehicle ownership with your state's Department of Motor Vehicles or county tax assessor. Whether you are buying a used car from a private seller, purchasing from a dealership, transferring a vehicle between family members, or moving across state lines, state statutes require an official Certificate of Title to be issued in your name. State title fees range from $4 in Arizona to $165 in Illinois, with additional fees for recording financed auto loan liens and strict deadlines (10 to 30 days) before statutory late transfer penalties are assessed. This calculator computes your exact title transfer expenses and audits filing deadline compliance across all 50 states.
US Business Tax Calculator
Small business taxation in the United States depends fundamentally on legal entity structure. Pass-through entities (Sole Proprietorships, Single-Member LLCs, Partnerships, and S-Corporations) pass business profits directly to owners' individual tax returns, where they may qualify for the 20% Qualified Business Income (QBI) deduction under Section 199A but are subject to self-employment tax or reasonable compensation salary rules. In contrast, C-Corporations face a flat 21% federal corporate income tax at the entity level, with shareholders subject to dividend taxation. This calculator determines your exact tax burden across federal income tax, self-employment/FICA payroll taxes, state business taxes, and net take-home cash flow.
US Payroll Tax Calculator
Payroll taxes in the United States are shared between employees and employers under federal and state statutory frameworks. Employees have Federal Income Tax (FIT), state/local income taxes, and their 7.65% FICA share withheld from paychecks. Simultaneously, employers must match the employee's 7.65% FICA contribution, pay Federal Unemployment Tax (FUTA 0.6% on the first $7,000), and pay State Unemployment Tax (SUTA) up to state wage ceilings. This calculator computes side-by-side breakdowns of gross pay, employee paycheck deductions, net take-home pay, and total employer payroll tax liabilities for the 2026 calendar year.
US Employer Payroll Cost Calculator
A common pitfall for expanding businesses is assuming that an employee's annual salary represents the entire cost of hire. In reality, mandatory employer payroll taxes (FICA matching 7.65%, FUTA, state SUTA), statutory workers' compensation insurance, employer health insurance contributions, 401(k) retirement matching, and workplace overhead add a substantial labor burden — typically 1.25× to 1.40× of the base wage. Furthermore, paid holidays, sick leave, and vacation reduce actual productive hours. This calculator models your fully burdened labor rate and effective hourly cost for 2026.
US Franchise Tax Calculator
A state franchise tax is not a conventional tax on business net profit; it is a privilege tax levied by state governments for the legal right to form, exist, or transact business within the state's borders. Jurisdictions calculate franchise taxes through drastically different statutory formulas. California mandates an $800 minimum tax plus graduated gross receipts fees for LLCs. Texas enforces a Margin Tax with a $2.47 million No-Tax-Due Threshold. Delaware imposes a flat $300 fee for LLCs while allowing corporations to choose between the Authorized Shares and Assumed Par Value Capital methods. This calculator models your precise annual state franchise tax obligation and filing deadlines.
State-to-State Paycheck Comparison Calculator
Moving between states or countries drastically alters your take-home pay due to diverging state income tax brackets, local municipal levies, and mandatory disability or paid leave withholdings. Rather than running separate calculations across multiple tabs, this cross-calculator executes dual tax models simultaneously in your browser, revealing the exact net cash difference, effective rate delta, and relocation salary needed to maintain your lifestyle.
Geographic Rent vs. Buy Calculator
Conventional rent-vs-buy calculators use generic national assumptions that fail in the real world. A rent-vs-buy decision in Austin (1.81% property tax) operates under completely different economic dynamics than San Francisco (1.18% property tax, Prop 13 protections) or London (council tax structure). This tool integrates localized municipal property tax constants, regional historical home appreciation rates, and rent inflation indices into a client-side 30-year wealth projection model to determine your exact financial breakeven year.
Purchasing Power Parity (PPP) Paycheck Equalizer
Earning $120,000 in Manhattan or San Francisco delivers a vastly different standard of living than $120,000 in Austin, Charlotte, Manchester, or Calgary. A nominal salary increase can easily turn into an effective pay cut if moving to a city with steeper housing, grocery, and state tax indices. This Purchasing Power Parity (PPP) Paycheck Equalizer normalizes municipal price indices and local statutory tax burdens to calculate the exact salary required to maintain your living standard — and evaluates whether a relocation job offer represents a real raise or pay cut.
Browse by 50 States & D.C.
California
California has state income tax (up to 13.3%), mandatory disability insurance, and strict overtime rules. See your exact take-home pay after all deductions.
Texas
Texas has no state income tax — so you keep more of your paycheck. Use our calculator to see your exact take-home pay after federal tax and Social Security.
New York
New York has both state and NYC income tax, plus Paid Family Leave deductions. Use our calculator to find your actual take-home pay.
Florida
Florida has no state income tax — you only pay federal tax. Use our calculator to see your full take-home pay.
Washington
Washington state has no income tax, but has Paid Family & Medical Leave deductions. Use our paycheck calculator to find your take-home pay.