United Kingdom Calculators
Salary, stamp duty, and National Insurance calculators for England, Scotland, Wales, and Northern Ireland. See what you'll actually take home.
Available United Kingdom Calculators
15 active toolsUK Salary Calculator
In the United Kingdom, employment earnings are taxed through the HM Revenue & Customs (HMRC) Pay As You Earn (PAYE) statutory regime. Take-home pay is determined by progressive Income Tax bands, Class 1 employee National Insurance contributions (NICs) at the 8% statutory rate, and qualifying workplace pension schemes. This calculator provides a complete, itemized breakdown of your weekly, monthly, and annual take-home salary.
UK Stamp Duty Calculator (SDLT 2026/27)
Stamp Duty Land Tax (SDLT) is payable when purchasing a residential property or piece of land in England and Northern Ireland over certain statutory price thresholds. Administered by HM Revenue & Customs (HMRC) under the Finance Act 2003, SDLT operates on a progressive 'slice' system, meaning tax is charged only on the portion of the purchase price falling within each bracket. This calculator accounts for current 2026/27 statutory rates, First-Time Buyer Relief (FTBR), the Autumn Budget 2024 5% Higher Rates for Additional Dwellings (HRAD), and non-UK resident surcharges.
Scotland LBTT Calculator
Scotland's Land and Buildings Transaction Tax (LBTT) replaced UK Stamp Duty Land Tax (SDLT) north of the border from 1 April 2015. Administered by Revenue Scotland under the LBTT (Scotland) Act 2013, LBTT uses a progressive 'slice' system with residential rates of 0%–12%. Additional dwellings — including buy-to-let and second homes — attract a flat 6% Additional Dwelling Supplement (ADS) on the full purchase price, increased from 4% to 6% in the Scottish Budget 2024-25. First-time buyers benefit from an extended nil-rate band to £175,000.
UK Minimum Wage Calculator
The UK National Minimum Wage (NMW) and National Living Wage (NLW) are legally enforceable floors set annually by the UK Government following Low Pay Commission recommendations. From April 2026, the National Living Wage for workers aged 21 and over is £12.71 per hour — a 4.1% increase from April 2025. This calculator checks whether your pay is compliant with the law, calculates your annual and monthly earnings, and estimates your take-home pay after income tax and National Insurance.
UK Take-Home Pay Calculator
Understanding exactly how much of your gross salary arrives in your bank account is essential for personal budgeting and negotiating job offers. In the United Kingdom, your take-home pay is determined by HM Revenue & Customs (HMRC) progressive Income Tax bands, Class 1 employee National Insurance contributions (NICs) at the 8% statutory main rate, auto-enrolment workplace pensions, and student loan repayments. This calculator provides an exact, itemized projection of your annual, monthly, weekly, and daily net take-home pay across England, Wales, Northern Ireland, and Scotland.
UK PAYE Calculator
Pay As You Earn (PAYE) is the statutory system HM Revenue & Customs (HMRC) uses to collect Income Tax and Class 1 National Insurance from employees as they earn it. Deductions are determined by your pay period frequency, contractual gross wages, and your specific HMRC tax code. This calculator computes exact PAYE deductions per pay period (weekly, fortnightly, 4-weekly, or monthly), accounts for emergency W1/M1 non-cumulative status, models K-codes (for company car and P11D taxable benefits), enforces the statutory 50% regulatory cap, and calculates employer Class 1 secondary NIC contributions.
UK Monthly Take-Home Pay Calculator
Because most UK employees are paid on a monthly schedule, personal budgeting revolves around your net monthly deposit on payday. This calculator translates your gross monthly wage or annual salary into your exact cash-in-bank amount after PAYE income tax, Class 1 National Insurance, auto-enrolment pensions (with employer match), and student loans. It also provides an interactive 50 / 30 / 20 monthly budgeting breakdown, showing how much of your monthly pay should go toward essential living costs, lifestyle spending, and savings.
UK Income Tax Calculator 2026/27 | HMRC England, Wales & Scottish Bands
Calculate your statutory UK income tax liability across England, Wales, Northern Ireland, and Scotland for the 2026/27 tax year. Fully models taxable employment earnings, self-employment profits, dividends, savings interest, and £100,000 personal allowance tapering.
UK National Insurance Calculator 2026/27 | Class 1, 3 & 4 HMRC Rates
Calculate your statutory UK National Insurance contributions (NICs) for the 2026/27 tax year. Evaluates Class 1 employee and employer contributions across all category letters, Class 4 self-employed profits, and voluntary Class 3 state pension qualifying years.
UK PAYE Tax Calculator 2026/27 | HMRC Income Tax Withholding Breakdown
Calculate exact HMRC Pay As You Earn (PAYE) income tax withholding for 2026/27. Accurately breaks down cumulative payroll allowances, emergency W1/M1 non-cumulative tax codes, and P11D taxable company benefits.
UK Tax Code Calculator 2026/27 | Decode 1257L, BR, K-Codes, S & C Codes
Decode and verify your official HMRC UK tax code for the 2026/27 tax year. Find out your exact tax-free allowance, understand prefixes and suffixes (S, C, K, L, M, N, BR, 0T), and see how your code affects your take-home pay.
UK Stamp Duty Calculator 2026/27 | HMRC SDLT Rates & Surcharges
Calculate statutory Stamp Duty Land Tax (SDLT) on residential property purchases in England and Northern Ireland for the 2026/27 tax year. Models the permanent statutory nil-rate threshold from 1 April 2025 (£125,000), the Autumn Budget 2024 increase in Higher Rates for Additional Dwellings (HRAD) from 3% to 5%, First-Time Buyers' Relief, and the 2% non-UK resident surcharge.
First-Time Buyer Stamp Duty Calculator UK 2026/27 | HMRC FTB Relief
Calculate your statutory Stamp Duty Land Tax savings as a first-time buyer in England and Northern Ireland. Accurately evaluates the post-April 2025 £300,000 nil-rate band, the 5% tier on properties up to £500,000, and models the £500,000 cliff-edge rule where exceeding the threshold by £1 eliminates all relief.
UK Property Tax Calculator 2026/27 | Council Tax Bands A–H & SDLT
Calculate your complete UK annual property tax obligations across England, Scotland, and Wales. Computes statutory Council Tax by valuation band (Bands A through H), models the 25% single-person discount, empty home surcharges, and combines annual ownership taxes with amortised acquisition Stamp Duty.
UK Mortgage Calculator 2026/27 | Monthly Payments, LTV & Stress Test
Calculate your monthly UK mortgage repayments, total interest, and overall loan cost under Bank of England and FCA affordability criteria. Models repayment (capital and interest) versus interest-only borrowing, LTV deposit tiers (5% to 25%), and stress tests your monthly budget against a +2% interest rate rise.
Browse by 4 Nations
England
England uses standard UK income tax and National Insurance rates, plus stamp duty (SDLT) when buying a home. Use our calculators to see your numbers.
Scotland
Scotland has its own income tax rates (different from England) and a different property tax called LBTT. Use our calculator to see your Scottish take-home pay or LBTT bill.