Free Salary & Paycheck Calculators You Can Actually Understand

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United States
United Statescalifornia
2026

California Paycheck Calculator

California imposes some of the most progressive individual income tax rates in the United States, alongside mandatory State Disability Insurance (SDI) with uncapped wage thresholds. This calculator determines your exact net take-home pay by factoring in 2026 IRS federal brackets, California Franchise Tax Board (FTB) tax schedules, FICA withholdings, and voluntary pre-tax contributions.

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United Kingdom
United Kingdom
2026/27

UK Salary Calculator

In the United Kingdom, employment earnings are taxed through the HM Revenue & Customs (HMRC) Pay As You Earn (PAYE) statutory regime. Take-home pay is determined by progressive Income Tax bands, Class 1 employee National Insurance contributions (NICs) at the 8% statutory rate, and qualifying workplace pension schemes. This calculator provides a complete, itemized breakdown of your weekly, monthly, and annual take-home salary.

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Canada
Canadaontario
2026

Ontario Land Transfer Tax Calculator

When purchasing real estate in Ontario, buyers are legally required to pay Ontario Land Transfer Tax (PLTT) upon closing. If the property is located within the City of Toronto, an additional Toronto Municipal Land Transfer Tax (MLTT) applies at matching graduated rates. This calculator computes your exact tax obligation, factoring in provincial and municipal brackets as well as statutory First-Time Homebuyer rebates up to $8,475.

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United States
United Statesnew-york
2026

New York Paycheck Calculator

New York is one of the highest-taxed states in the United States, layering New York State progressive income tax (4.0%–8.82%) on top of mandatory federal withholding. Residents of New York City face an additional local resident income tax (3.078%–3.876%) levied under NYC Administrative Code §11-1706. This calculator applies official 2026 IRS brackets, NYS Department of Taxation and Finance withholding schedules, and NY Workers' Compensation Board 2026 Paid Family Leave rates to compute your exact take-home pay.

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United Kingdom
United Kingdomscotland
2026/27

Scotland LBTT Calculator

Scotland's Land and Buildings Transaction Tax (LBTT) replaced UK Stamp Duty Land Tax (SDLT) north of the border from 1 April 2015. Administered by Revenue Scotland under the LBTT (Scotland) Act 2013, LBTT uses a progressive 'slice' system with residential rates of 0%–12%. Additional dwellings — including buy-to-let and second homes — attract a flat 6% Additional Dwelling Supplement (ADS) on the full purchase price, increased from 4% to 6% in the Scottish Budget 2024-25. First-time buyers benefit from an extended nil-rate band to £175,000.

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Australia
Australiansw
2026

NSW Stamp Duty Calculator

In New South Wales, purchasers of residential real estate are legally obligated to pay Transfer Duty (commonly known as stamp duty) under the Duties Act 1997. Duty is calculated on a progressive graduated scale based on the property's dutiable value. Eligible first-home buyers can claim full exemptions on homes up to $800,000 or concessional discounts up to $1,000,000 through the First Home Buyers Assistance Scheme (FHBAS).

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11+ Localized Calculators Available

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How CalcGeo Works

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Tell us your country and state or province. We automatically apply the right tax brackets and rates for your exact area.

02

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We apply the exact local tax rules for your area — right in your browser, with no data sent anywhere.

03

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See exactly where every dollar or pound goes with a clear, step-by-step breakdown you can trust.

Why use CalcGeo?

Why CalcGeo?

Real numbers, not ballpark guesses.

Built Around Local Rules

No generic formulas. When California taxes wages through 9 brackets or Ontario charges municipal land transfer tax in Toronto, the calculator reflects the exact law.

Official Government Sources

Every calculator uses verified formulas from official authorities (like the IRS, HMRC, CRA, and ATO) so your numbers are dependable.

Always Kept Up to Date

Tax rates and rules change every year. We continuously update our tools to match the active 2026 tax schedules.

Private & Client-Side

Your wage, salary, and home purchase data are computed directly in your browser. We never transmit or store your personal financial numbers.

Recently Updated

Recently Reviewed & Updated Tools

Updated for Tax Year: 2026
🇬🇧GB • scotland2026/27

Scotland LBTT Calculator

Reviewed: September 2026
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🇺🇸US • new-york2026

New York Paycheck Calculator

Reviewed: September 2026
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🇬🇧GB2026/27

UK Stamp Duty Calculator (SDLT 2026/27)

Reviewed: September 2026
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🇺🇸US • florida2026

Florida Paycheck Calculator

Reviewed: September 2026
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Educational Content

Helpful Guides

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Understanding California Paycheck Deductions

A complete breakdown of California payroll taxes: from SDI elimination of wage caps to FTB state tax brackets.

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Ontario Land Transfer Tax & Rebates Explained

How provincial and Toronto municipal tax tiers interact and how to maximize the $8,475 first-time buyer rebates.

Read Guide

Irish PAYE, USC & PRSI Calculation Guide

Understand how the Standard Rate Cut-Off Point (SRCOP), tax credits, and USC bands combine to compute net salary.

Read Guide
Comprehensive Platform FAQs

Everything You Need to Know About CalcGeo

Understand how our localized calculation engines work, which legal jurisdictions we cover, our 100% client-side privacy architecture, and how our statutory rates stay accurate.

CalcGeo is a free hub of tax, salary, and money calculators designed for everyday people. Unlike generic calculators that use rough national averages, CalcGeo factors in the real tax rules for your specific state or province — like California's disability tax, NYC's local income tax, or Toronto's municipal land transfer tax. You get an exact, easy-to-understand breakdown of what you actually take home or pay, with zero confusing financial jargon.

CalcGeo provides deep, localized statutory coverage for 6 countries, with dedicated sub-national calculators for 9 states, provinces, and regions: • United States: Federal IRS schedules alongside state-specific calculators for California, Texas, Florida, New York (including NYC resident withholding), and Washington. • United Kingdom: HMRC UK Salary & National Insurance, England Stamp Duty Land Tax (SDLT), and Scotland Land and Buildings Transaction Tax (LBTT). • Canada: Federal CRA schedules and Ontario Land Transfer Tax (including City of Toronto MLTT). • Ireland: Revenue Commissioners PAYE income tax, Universal Social Charge (USC) 4-tier progressive bands, and PRSI Class A. • Australia: Federal ATO progressive income tax rates and New South Wales (NSW) Transfer Duty with First-Home Buyer Assistance Scheme exemptions. • New Zealand: Inland Revenue (IRD) progressive PAYE tax brackets, KiwiSaver statutory contribution rates (3.5% to 10%), and ACC Earners' levy.

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